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Welcome, and "Thank You"
for visiting our Online Doorway To Real Estate Appraisal and Field Information Services!
We are a leading provider of various types of
real estate valuations in Brevard County, FL.
This web site is intended to be
comprehensive as well as informative.
We hope you enjoy . . . and come back soon!
Our track record helps you to reduce time,
effort and costs associated with appraisals,
valuations, and risk management. We are
recognized by both Lending Underwriters
and Insurers as a reliable source to establish
real estate values. Our unique method for
valuation is highly accurate and supportive,
yet can be prepared for less money than
you may anticipate.
We are a corporate body with certified licensees
(granted licenses) within the state of Florida
(properly qualified and insured) under jurisdiction of
Florida Statutes and the Florida Appraisal Board,
having permission to conduct appraisal business,
practices and services, including appraisal reviews
and consulting. We perform appraisal reports under
current standards of the Uniformed Standards of
Professional Appraisal Practice (USPAP).
Our "Market Approach" to Value Services Include:
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"FHA Approved" Appraisal Products & Services
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Primary and Secondary Mortgages
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Conventional Refinancing
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Pre-Sale / Listing Determinations & Valuations
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Private Mortgage Insurance (PMI) Removal
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Estate Planning & Settlement
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Divorce Settlement
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Foreclosure Transactions
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REO / Short Sale Valuations
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Liquidations
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Eminent Domain & Condemnation
- Date of Death Valuations
- Appraisal Reviews
- Tax Assessment Appeal Services
ATTENTION: Insurers / Insurance Agents /
Insurance Brokers / Insurance Advisors /
Insurance Adjusters / Insurance
Underwriters / Insurance Investigators:
Use a Professional Experienced Appraiser
to help establish value and reduce risk!
There is a distinct difference between the the "Market
Approach" to value and the "Replacement Cost" value
(for insurable purposes). A typical real estate appraisal determines the market (approach to) value based on
sales comparables. A typical replacement cost value is
normally established for insurable purposes (loss
settlement basis). Please refer to the definition below.
How to confidently know that improvements to
real estate are properly insured:
We perform Replacement Cost "New" Valuation
reports utilizing the latest construction cost guides and estimators from Marshall & Swift®.
Land values and market conditions are NOT
part of a valuation for insurable purposes.
It is important to update insurable values
(the loss settlement basis of most policies) in line
with today's increase in building costs. Most
insurance companies now require a written valuation report before the renewal of (or underwriting of) a property casualty policy.
DEPRECIATION (for insurable purposes) in accordance with Florida Guidelines is another major issue: Does your replacement cost report include Depreciation? Call Us - We know the details.
Updated and documented support in the event of
a catastrophic loss is "peace of mind" for
both the property owner and the insurer.
It is prudent for both parties to know in
advance what the "replacement cost" is.
Definition: Replacement Cost "New":
(For Insurable Purposes:)
A value, which is the estimated cost(s) to
construct (at current pricing), a building with
utility equivalent, using modern materials,
and current standard design and layout.
This is normally NOT a reproduction estimate
(a reproduction is an exact duplicate or replica).
The Citizens Property Insurance Corporation
of Florida has adopted alternative
methods to compute replacement costs
associated with underwriting risks!
Citizens Property Insurance Corp.
minimum requirements:
Any firm or key personnel developing inspection / valuation reports must have at least three years of proper experience in the field of property inspections, risk assessment, and property replacement cost evaluations.
There are specific valuation requirements / information,
descriptions (including accumulated depreication), and forms
required for these type of reports and valuations.
We are also qualified Insurance Claims Adjusters.
Ensure proper Coverage, Process Mitigation -
Risk Management, and Reviews
through a Professionally Licensed Appraiser.
Please call us for a quote, we'll get
it right the first time.
Note of Caution: Many unqualified home inspectors are attempting to blur the definition of an appraisal.
The State of Florida does not
license home inspectors.
A home inspector is not a qualified appraiser.
Call a Licensed Appraiser!
Worth Appraising, Inc.
(321) 690-0072
Our Additional Services Include:
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Replacement Cost "NEW" Estimates (Residential & Commercial)
(Specializing in Insurance Loss Settlement Basis) Homeowner's & Condo Associations "Master" Policies
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Electronic "Cost Estimators" by Marshall & Swift® (Frequent updates by zipcode)
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Assessment costs regarding local labor/materials & “Cost to Cure” (Defect-Repair) Estimates
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"Accredited" Florida Claims Adjusters
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Loss Mitigation & Negotiation Valuations
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Valuations "Subject To" repairs
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"In Lieu of Foreclosure" transactions
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Construction Loan Monitoring
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Cost Segregation Analysis
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Sketches & Mapping
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Aerial Views & Real Estate Pictures
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Laser Measurement(s)
Our investment in training and technology
has helped our customers greatly reduce
their risk and workload. By offering online ordering,
coupled with automatic status updates, and
electronic delivery of the product, we are able
to eliminate the run around and phone tag
hassles associated with this process.
REAL ESTATE FINANCIAL INTELLIGENCE:
PAY YOUR PROFESSIONALS WELL.
The power of great advice.
Information is Priceless! A Professional Appraiser
and their service(s) should save you money
and help evaluate risk. A well written, properly
researched and documented replacement cost report (in advance) saves you time, effort
and money in the unfortunate event of
a catastrophic occurrence.
A Professional Appraiser should be your "eyes
and ears" to real estate market fluxuations,
and should be willing to take the time to educate
as well as provide pertinent timely written
reports (based on Client needs). In the long run,
the Client is successful because of the
information provided. We value being your
"eyes and ears" in the field.
The real skill to Real Estate Financial Intelligence
is to manage and pay well the people who
have more expertise than you in some other
technical area of the marketplace.
Put the power of Teamwork behind you!
Give us a call, we'll gladly spend time
with you to earn your business!
Please click here to view copies of
Worth Appraising, Inc. Appraisers Licenses.
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Through this web site, you can perform a number of
tasks. Ordering an appraisal is just a click away. Or,
spend some time and find out a bit more about
who we are. And check back frequently, as our
content is always being modified & updated.
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